Affirm Financing

Pay at your own pace with 0% APR.

Easy monthly payments with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments with no hidden fees, and for a limited time get 0% APR!

Just select  at checkout.

Buying with Affirm is simple.

Choose 3, 6, or 12 monthly payments

For example, a $1,000 purchase might cost $84/mo over 12 months at 0% APR.

1. Fill your cart

Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.

2. Choose how to pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time

Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Disclosure:

Rates from 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

FAQ's

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.